Obit Cowsert, Lloyd E. Lloyd E. Cowsert, 55, of Waterloo died Oct. 31, 2003. He was the husband of Regina D. Cowsert nee Johnson. He was born March 14, 1948 at Humboldt, TN the son of the late Malcolm W. and Melva E. (Turner) Cowsert. He was an accountant at First Illinois Bank. Survivors include four children, Kenneth E. Cowsert, Paul (Sarah) Cowsert, Mandy (Eric) Wetzel and Christian Cowsert; a grandson Paul Turner Cowsert, Jr.; two sisters, Cathy (Bob) Falkenhein and Juanita (Jerry) Richey; a nephew, Michael (Sheila) Cowsert. Visitation was at the Quernheim Funeral Home. A funeral was Nov. 3 at Hope Christian Church the Rev. Darrell Jones officiating. Burial was at the JB National Cemetery.